Nationwide® has been in business for over 80 years. Our Midwestern roots and conservative heritage have helped businesses and families protect their futures and the things they value.

Today, we’re one of the largest insurance and financial services companies in the world, focusing on domestic property and casualty insurance, life insurance, group workplace benefits, health and productivity management services, retirement savings, asset management and strategic investments.

 

We’re ranked No. 118 on the Fortune 500,1 with 2009 revenues at $20.8 billion. Our wide range of individual and commercial business and breadth of our distribution network help us to naturally diversify and mitigate risks.

 

How we grew in 2009

• We implemented product and underwriting actions to reduce risk in certain geographies and improve profitability.

• We successfully integrated Nationwide Financial Services with Nationwide Mutual, which will increase our ability to deliver a full range of financial
  solutions to our combined customer base.

• We bolstered our capital by issuing $700 million in surplus notes in the second half of the year.

In 2009, Best’s Review listed Nationwide among the property and casualty and the life and health insurers that had maintained at least an “A” rating in
each business line for 75 years.

 

The Mutual Advantage

As we’ve grown over the years to serve both individuals and organizations, we’ve focused on one thing: providing the best possible service to our customers.
Our On Your Side promise is our pledge to constantly serve the best interest of our many policyholders.

One of the most significant events in 2009 was the completion of the merger of Nationwide Mutual and Nationwide Financial Services, our publicly traded majorityowned affiliate. Now Nationwide is completely mutual, meaning our
interests are more fully aligned with those of our policyholders. We are in a better position than ever to provide our customers with the best personalized
experience at a competitive price. Mutual ownership also enables us to make decisions and investments with a longer-term perspective than many of our
publicly traded peers that often must focus on short-term results.

 

Our Solid Financial Foundation

A strong capital position is vital to building confidence in our company and to ensuring we can deliver on our promise to our customers: to be there where and
when it matters the most.

 

Diversified Group Offerings - A Strong Business Mix

Our diverse business mix is a key advantage for Nationwide. We’re able to serve the lifetime insurance and financial needs of our customers through key businesses:

• Personal Protection – Auto and homeowners insurance, life insurance, banking and farm coverage
  - 6th largest homeowner insurer1
  - 6th largest auto insurer1
  - #7 provider of variable life insurance2

• Personal Investments – Fixed and variable annuities, variable and universal life insurance and mutual funds - #11 provider of variable annuities3

• Corporate-Owned Life Insurance - Insurance is sold by benefit consultants that specialize in corporate-owned life and other NQDC funding solutions.
  - Currently, we own 23 percent of the market space.
  - In 2009, secured $94.2 million of new business premium and $273.1 million
  customer renewals.

• Retirement Planning – Public and private-sector retirement plans
  - We’re the #1 provider of defined contribution plans4.
  - We service more than 2.5 million participants from more than 46,000 plans
  provided through unaffiliated investment professionals, along with public-sector
  employers through our own sales team and enrollment specialists.
  - We manage and administer over $76.5 billion in retirement assets.
  - Our consolidated risk-based capital is nearly five times the minimum amount of capital that regulators deem necessary to meet our obligations to our policyholders.

• Commercial and Specialty – Agribusiness and commercial insurance, excess and surplus lines, specialty health and health and productivity management
  - We’re the #1 agricultural insurer. - We’re the 9th largest commercial insurer.
  - Our health and productivity offerings (provided through brokers and consultants) help 300 employers and their three million employees make
  healthy lifestyle changes that help reduce health care costs in the workplace.
  - We sell pet health insurance to 2,000 corporate plan sponsors and pay over
  86,000 claims per month.

New employee Benefit Products:
Protecting More of Wh at Matt ers Most With health care expenses continuing to rise, employers and their employees are looking for options to help control costs,
plan more effectively and provide a safety net to meet increased expenses, potential gaps in coverage or unexpected life events.
That’s where our insurance-based group products come in:

• Life with AD &D offers employees and their families financial security when faced with the loss of a loved one.

• Disability (STD and LTD) offers employees and their families support for daily and long-term expenses incurred by a disability.

• Dental plans with many flexible plan offerings and a reliable network of providers, plus access to preventative health and wellness services.

• Accident and Hospital Ca$hBack Planssm complement high deductible plan offerings and health savings accounts to help protect employees in unexpected events.

• Medical stop-loss insurance helps employers with self-funded health plans prepare to handle both increased claims activity or catastrophic claims.

• Other offerings include business travel accident, limited medical plans and accident medical and general liability for teams and groups.
  

Click here to get more information on Nationwide Better Health products through PartnersAdvantage.